Wrongful Death Claim in a Mysterious Death

Different speculations regarding the mysterious death of a New Jersey college student continue to grow as the family of the victim has filed wrongful death lawsuit against the school, the state and the operator of the school’s trash compactor.

The article, “Family of Student File Wrongful Death Lawsuit against College”, posted in March 6, 2008, reports about the disappearance of the 19-year old college student whose remains were later found in a landfill almost a month later. The young student was believed to have been killed in an accident caused by the trash compactor system.

According to the article, the victim’s parents later sued the college for its alleged failure to protect their son. To make things worse, the complaint also said that the school administration delayed the investigation into the disappearance and refuse assistance from state authorities.

Until now, authorities are still baffled at the circumstances surrounding the young man’s death. They are still trying to figure out how the victim died and ended up in the landfill.

But judging on the situation, the parents held the school responsible for their son’s death, as under the premise liability the school is highly accountable for the safety of a student who is within their care and protection during the period of schooling. The boy was last seen alive sleeping in the dorm’s room, a few days before the accident.

In regard to the liability of the state and the operator of the trash compactor system, authorities may look into possible negligence and improper maintenance of the machine as possible causes of the accident that led to the victim’s death.

If proven right, the relatives of the victim are entitled to recover damages based on their wrongful death claims.

Wrongful death laws recognize that certain people or victim’s relatives suffer their own economic and non-economic losses due to the wrongful death of persons close to them. Hence juries may award them compensation based on these losses.

As economic losses, they entitled to receive the following:

• the financial support that the wrongful death victim would have contributed to the heir during either the life expectancy of the victim or the heir, whichever is shorter
• the loss of benefits that the heir would have expected to receive from the victims
• the reasonable value of the household services that the wrongful death victim would have provided to the heir
• funeral and burial expenses

Non-economic losses include:

• the loss of the victim's love, companionship, comfort, care, assistance, protection, affection, and society
• the loss of the training and guidance of the victim, if applicable
• the loss of the enjoyment of sexual relations, if applicable

No matter what happens to this case, may this accident serve as a lesson so that it may not happen again in the future.

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The Impact of Worker’s Compensation Claims on Small Businesses

Workers are the most important member of the labor force. Without them, capital would be futile. Thus, it is but proper to give them the proper and maximum benefits for their sustenance and well being.

Workers' compensation is a compulsory type of business insurance that gives employees who become injured or ill while on the job with medical coverage and income replacement. It also protects companies from suits filed by employees for the workplace conditions which results to such injury or illness.

Given the compulsory nature of workers' compensation coverage and the potential cost involved, workers' compensation insurance policies have become a huge concern for small business owners. In fact, premiums paid on workers' compensation stand as second largest operating expense for most companies.

Unlike in health insurance costs, small business owners have minimal control over the cost of workers' compensation coverage. Moreover, in this kind of coverage, co-payments do not apply as the state legislatures set the level of benefits and employers pay the full cost.

Does it mean then that small businesses shall have a different method of paying worker’s compensation claims?

Of course not!

I believe that the legislators, in enacting workers compensation laws, do not distinguish between small and big businesses. These laws must be implemented in order to give workers the protection in case of injury or illness which may leave them unable to render service.

I have some suggestions on how small business may lessen their workers' compensation premiums. These may include:

• Selecting the right insurer
• Monitoring all aspects of work safety record and insurance coverage and ensuring that all subcontractors carry workers' comp coverage
• Adopting policies and programs to reduce exposure to workers' comp claims such as ergonomic training

Following the above, owners of small business can still keep up with their responsibility of providing compensation claims without compromising the well-being of their workers.

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Alternative Avenue in claiming worker’s compensation benefits

With a few exemptions, every state in the United States requires the employers to have or purchase workers’ compensation insurance.

Workers' Compensation laws are designed to ensure that employees who are injured or become ill or been disabled on the job are provided with monetary benefits, like payment for lost wages and payment of medical bills. This was a move to al least eliminate the need for litigation.

Through worker’s compensation insurance, the injured worker may file his or her claim directly with the insurance company, the latter being obligated to pay the medical and disability benefits as per their assumption of liability under the insurance policy.

Irrespective of the degree of the injury, whether it is minor or a major one, you must take the initiative to properly put it on record so that your claim would not become inutile.

The possibility of an injury to develop some complications is high, that is why a need to report the same is primordial.

There are varying stages or steps in filing a claim for worker’s compensation benefits. The stages are relative from different states.

There are different applications or pattern that insurance companies used in extending the benefits, but always in consideration to a state-approved formula.

When injury, illness mishaps have happened and a claim for worker’s compensation is at hand, the employee concerned should seek medical attention right away. Having attestation of the medical attendant is crucial in your claim for compensation.

The injured employee is required to give an official notice to its employer, which is usually coursed through the Human Resource department or direct supervisor.

The employer should be able to supply the required form in filing a claim with the insurance company.

After having trailed the aforesaid medical treatment and notification process, the employee may then file a claim with the Workers' Compensation office.

The whole process for a claim is complex and taxing.

On different score, aside from claiming benefits through the worker’s compensation method, the injured employee may bypass the latter method and instead claim directly with the employer.

In case the employer denies or dispute your claim, s proper suit may be filed in court. In the latter instance, full amount of damages may be recovered as well as other remuneration or form of compensation may be recovered.

Interestingly, choosing either method of claiming benefits is permissive. The need for good representation of a Lawyer may be had along the process.

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High speed driving, a negligent act

High speed driving is a common thing as many people think.

Many scrupulous drivers have ruled our major thoroughfares driving recklessly having no concern with his surroundings.

Many accidents were caused by venturing into high speed driving.

In our quest to reduce vehicle accident by car collisions or crashes, we have intensified our law enforcement against exceeding arbitrary speed limits.

We also have lighted the dim-portion of our streets and highways, improve signage, traffic officers visibility and impose various precautionary measures that would diminished or at least help minimize road accidents.

Despite our conscious effort to decrease the rate of accidents, car crashing and collisions would still happen with regularity. This was due primarily because of high-speed driving.

High speed driving is rooted on the very fact of human nature. All people have a sense of adventure in themselves.

Most people crave for speed in almost all aspect of human experience.

People love to rush. This can be manifested in the following situations:

• sports and activities such as extreme games where athletes perform stunts on skateboards, bicycles, motorcycles at high speed level;
• down-hill skiing, and alike;
• Car/ motorcycle/ go-kart racing, rallying, surfing, sail boarding and alike.

Despite the perceived dangers of the aforementioned risks, most people do not give a thing on that respect.

No matter what we do to keep our streets become paradigms of safety, if the evils of high speed driving would not be taken out of our system, the problem would not be cured.

High speed driving on streets is a form of negligence intentional I should say.

Why negligence? Well, aside from the anticipated perils it could bring, it is beyond dispute that even how well your skills would be or how much amount of precautionary measures you apply the threat on accident it could bring is on high.

In the first place the manner and place where the reckless drivers have displayed their thing was inappropriate- considering that the main roads are built for the public use and safety.

These facts would lead us to conclude that venturing into high speed driving on Public Street is negligence, a reckless act.

The risk it brings to the innocent pedestrians, other responsible motorist and the public at large is what it makes it an act of negligence.

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Why Property Owners are sued of Premise Liability

Premise liability cases arise frequently due to property owners’ negligibility in keeping their premises safe. Most of the premise liability claims of victims are filed on the grounds of negligence or unintentional torts.

Negligence is practiced when a proprietor fails to exercise reasonable care on his premises. An owner’s inaction, especially when he/she is aware with the hazardous condition within his/her property, could be a strong foundation for a premise liability claim.

Landowners owe the highest duty to invitees or licensees. In any establishment or property, whether public or private, it is a common goal to maintain a reasonable safe environment for visitors or licensees. (A licensee is any person who enters the premises with permission from the landowner for his or her own purpose.)

The law requires all owners to comply with a certain degree of care to maintain their ownerships. It is in these owners’ interests to maintain safety and security within their premises and to warn any visitor of unknown dangerous conditions that could cause harm or injuries to them.

A statute or legislation may define the applicable standard of care in a specific situation, and a violation of the statute may constitute negligence per se. The following elements must be met in order for a statutory duty of care to be applied:

• The statute or regulation must clearly define the required standard of conduct
• The statute must be regulated with the intention of preventing the harm that the defendant have caused
• The plaintiff must belong to the class of persons the statute was designed to protect. (This excludes trespassers.)
• The violation must be the proximate cause of the injury or injuries.

Application and implementation of safety principles is of utmost importance to avoid being sued or charged of premise liability. The author of the article, “Premise Liability, An Author’s Perspective”, enumerates some common principles in the foundation of maintenance programs in establishments.

What owners need to know is that they could prevent accidents within their property if they conform to their duty and abide with safety procedures in maintaining their establishments harmless. Otherwise, they shall have to face legal consequences.

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